A financial institution may possibly specify alternative weights for averaging check performance throughout evaluation spots or other geographic regions. These alternate weights should be dependant on the lender's potential and Group desires and alternatives in particular geographic regions.
indicates a lender that's not within the business enterprise of extending closed-conclusion house home finance loan loans, modest small business loans, smaller farm loans, or vehicle loans evaluated under § 228.
The Board considers Group advancement loans and Local community development investments allocated pursuant to paragraph I.b of appendix B to this component.
문화를 만들기 위한 네이버의 노력이오니 회원님의 양해와 협조 부탁드립니다.
The Board evaluates a financial institution's Neighborhood development services functionality in a very facility-based mostly assessment area and assigns a conclusion to get a facility-centered evaluation place, by considering one or more of the subsequent:
The in-page Table of Contents is accessible only when several sections are increasingly being viewed. Make use of the navigation hyperlinks in The grey bar over to watch the desk of contents that this content material belongs to.
The Board weights the financial institution's efficiency rating with the performance tests applicable to an intermediate financial institution as follows:
The loans, investments, expert services, and products and solutions of the financial institution's functions subsidiary needs to be A part of the bank's prepare, Except the functions subsidiary is independently subject matter to CRA necessities.
The Board evaluates a financial institution's community development services functionality within a Condition or multistate MSA, as relevant, or nationwide region, and assigns a summary for the people places, dependant on the following two parts:
The Board might modify a confined purpose bank's institution rating from “Satisfactory” to “Fantastic” wherever a lender requests and gets extra thought for expert services that may qualify beneath the Group Improvement Providers Examination in § 228.25.
다양한 이웃과 소식을 만나보세요. 지금 시작해볼까요? 블로그 아이디 만들기 블로그 아이디 만들기 레이어 닫기
For residence house loan loans, the bank should detect the home house loan loans claimed by its operations subsidiary under twelve CFR element 1003, if relevant, or accumulate and manage info on home home finance loan loans by get more info its operations subsidiary the lender might have collected and maintained pursuant to paragraph (a)(3) of the area experienced the lender originated or ordered the loans.
(B) Any counties where the large bank did not originate any shut-end residence home finance loan loans or little enterprise loans that happen to be reported loans throughout that calendar 12 months.
(1) For banking institutions that preserve a web site, all information and facts demanded for that financial institution's public file underneath this part have to be maintained on the lender's Internet site.